When I divided mine up, I came up with the following:
Neutrals - basics that go with anything.
Interestingly I have realised that as a late teen/ early 20s I wore almost exclusively neutrals, despite always having considered myself to be someone who loves colour. Now I find I almost wear neutrals as an accent to the nearly neutrals in my palette. I tend not to buy those classic things that are supposed to go with everything in my neutral shades. I currently have a red winter coat, a teal and a cobalt blue jacket and a range of coloured handbags.
But I couldn't imagine my wardrobe without a serious dose of statement colours. I could probably add just about any shade of blue and purple to that list. I really do like blue a lot, don't I?